Is SmartMove TransUnion legit?
TransUnion is a well-regarded company, and the Smartmove Report is well respected in the Real Estate Industry. It offers a lot of essential Tenant screening features which are very useful such as the credit check, and the Resident Score.
What shows up on a TransUnion background check?
Resident Screening TransUnion Direct provides key background data, including credit reports, identity verification and now criminal histories.
Can I see my TransUnion SmartMove report?
Yes, SmartMove will disclose the contents of a criminal and/or credit report retained by SmartMove to an individual who requests a copy of their report. To verify your identity and obtain a copy of your report(s) or dispute any information within that report, please contact customer service at 866-775-0961.
Do landlords use TransUnion?
With TransUnion SmartMove, a landlord can run a tenant credit check and a criminal background check online, in minutes. By getting better information about potential renters, you’ll make better decisions and find Great Tenants.
What does SmartMove cost?
SmartMove’s pricing ranges between $25.00 and $40.00 per screening.
Is SmartMove accurate?
One of the advantages of choosing SmartMove it is owned by TransUnion, and therefore landlords receive the entire credit report for the tenant. This might feel invasive, but it gives the landlord the most accurate and helpful information to make a judgment on whether to rent to any given tenant.
How far back does a TransUnion background check go?
Typically, TransUnion will generate reports containing records dating back as far as seven years, although this varies by state and we recommend looking up your specific state’s regulations for how far back the Criminal Background check searches.
How does SmartMove verify income?
The model analyzes the applicant’s self-reported income by using data from the credit report, including an analysis of how much they pay toward balances, the amount of money they spend, and the types of balances they carry among other factors.
Does SmartMove do a hard inquiry?
A review of a SmartMove report results in a soft-inquiry on the applicant’s credit history, which has no effect on their overall credit score. TransUnion SmartMove is the clear choice for helping you make the right decisions for your rental property.
Is RentPrep com legit?
Overall, RentPrep is a reliable option if you’re looking for easy background and credit checks for your prospective tenants.
Who owns TransUnion SmartMove?
TURSS is owned by TransUnion, the major credit reporting agency that provides the information in the SmartMove reports. Sometimes the information reported on the SmartMove report is incorrect.
Does SmartMove affect credit?
Doesn’t impact the tenant’s credit score A review of a SmartMove report results in a soft-inquiry on the applicant’s credit history, which has no effect on their overall credit score. TransUnion SmartMove is the clear choice for helping you make the right decisions for your rental property.
What is TransUnion SmartMove?
Great reports. Great convenience. Great tenants. It used to be that accurate screening of tenants was only available for large property management companies. But TransUnion changed that with SmartMove—a convenient tenant screening service tailored for property owners who manage properties on a smaller scale.
What does SmartMove include in its core package?
Another thing that SmartMove includes in its core package is a leasing recommendation. No matter which package of the three packages you choose, SmartMove will always tell you whether they believe you should lease to the tenant or not. This information is based on an algorithm that includes all of the tenant’s credit and financial information.
What is wrong with SmartMove?
My major problem with SmartMove is actually not a problem inherent to only SmartMove, but a problem that plagues most tenant screening services. And that is the actual data that gets returned. Instant criminal records are not as accurate (as discussed earlier).
How much does it cost to use SmartMove?
Enjoy free membership with SmartMove’s pay-as-you go tenant screening. Only pay for the reports you need. Additionally, SmartMove enables landlords the choice to pay themselves or pass the cost of background screening onto tenants.